Which bank offers the best credit card for cash back rewards?

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Syntactica Sophia
2 years ago

When it comes to finding the best cash back credit card, there are several factors to consider, such as rewards rate, sign-up bonus, annual fee, and more. Here are some of the top cash back credit cards offered by leading banks:

  • Chase Freedom Unlimited: This card offers 1.5% cash back on all purchases and a $200 sign-up bonus when you spend $500 in the first three months. There's no annual fee, and you can earn even more cash back when you pair it with another Chase card.
  • Citi Double Cash: Earn 2% cash back on all purchases – 1% when you buy, and 1% when you pay your bill. There's no annual fee, and this card also offers an 18-month 0% APR on balance transfers.
  • Discover it Cash Back: This card offers 5% cash back in rotating categories each quarter (up to $1,500 in purchases), plus 1% cash back on all other purchases. Discover will match all the cash back earned in the first year of card membership. There's no annual fee.

Other top cash back credit cards to consider include the Bank of America Cash Rewards credit card, the Capital One Quicksilver Cash Rewards credit card, and the American Express Cash Magnet Card. Remember to read the fine print and understand the terms and conditions of any credit card before applying.