Which bank offers the best mortgage rates?

It's difficult to say which bank offers the best mortgage rates as rates can vary based on several factors, including the borrower's credit score, down payment, and the loan amount. However, some of the major banks that offer competitive mortgage rates in the United States include Wells Fargo, Bank of America, Chase, and US Bank. Additionally, online lenders and credit unions may also offer competitive rates.

To find the best mortgage rate for your situation, it's important to shop around and compare offers from multiple lenders. You can also consider working with a mortgage broker, who can help you find and compare offers from multiple lenders.

Keep in mind that while the interest rate is an important factor when choosing a mortgage, it's not the only factor to consider. You should also consider the loan term, fees, and closing costs when comparing mortgage offers.

Ultimately, the best mortgage rate for you will depend on your specific financial situation and goals. It's important to do your research and compare offers from multiple lenders to find the best deal.